Steel roofing stands out as the perfect choice for your dream home.

Steel Roof and Colorbond

Create with a focus on a better tomorrow and learn about the many benefits of steel roofing.

Not only does steel roofing enhance your home's aesthetic appeal, but it also provides numerous benefits, including exceptional durability, energy efficiency, and minimal maintenance requirements. By choosing steel roofing, you can create a dream home that remains comfortable and visually striking for years to come, ensuring long-term value and satisfaction.

Steel roofing is the perfect choice for homeowners seeking an ideal solution to bring their dream build to life.

When embarking on the journey of building your dream home, every detail matters. The excitement and sense of achievement that come with creating a space where memories will be made and dreams will come to life are unparalleled. At Senka Homes, we understand that your home is not just a structure but a reflection of your vision, creativity, and lifestyle.

A crucial aspect of making your dream project a reality is selecting the right roof. The roof constitutes approximately one-third of your home’s exterior, influencing its overall aesthetic and curb appeal. More than just a design element, it plays a vital role in protecting your most cherished possessions within the home. Choosing the right roofing material can significantly affect the long-term value and performance of your build, making steel roofing an ideal choice.

Here are 11 essential reasons why opting for a steel roof is an outstanding solution for your dream home:

Stunning Aesthetics

Steel roofing offers a visually striking and modern finish that enhances the overall design of your home. With contemporary manufacturing techniques, steel is available in various profiles that not only maximise design appeal but also ensure durability. This versatile material complements most home styles, from traditional to contemporary, ensuring your residence stands out.

Single storey home designs by Senka Homes in Melbourne.

Low Maintenance

One of the most appealing features of steel roofing is its minimal maintenance requirements. After installation, the upkeep involves simple inspections and occasional rinsing, especially in coastal areas. Unlike other roofing materials that may need frequent repairs or replacements, steel roofs are built to last, allowing you to focus on enjoying your home.

Protection Against the Elements

Steel roofing is engineered to withstand harsh weather conditions. Whether it’s hail, high winds, torrential rain, or heavy snowfall, steel provides superior protection. Its non-combustible nature makes it an excellent choice for fire-prone areas, as it resists sparks and embers, ensuring safety for you and your family.

Security Assurance

The installation process of steel roofing ensures that it is securely fixed in place, making it impervious to unauthorised access. This added layer of security gives homeowners peace of mind, knowing that their home is well-protected.

Home and land options available in Melbourne.

Premium Performance

Not only does steel offer durability, but it also boasts exceptional performance characteristics. We utilise advanced technology to ensure that the color is expertly bonded to the steel, preventing peeling, chipping, or cracking. Our superior painting technology protects against corrosion, ensuring vibrant color retention for years to come. With steel roofing, you can trust that your home will look great while standing the test of time.

Environmental Benefits

Choosing steel roofing is an environmentally conscious decision. Steel roofs are known for their excellent insulating properties, which help regulate temperature throughout the year. This can lead to significant energy savings and a reduced carbon footprint. Additionally, steel is a 100% recyclable material, meaning it can be repurposed at the end of its life, contributing to a more sustainable future.

Extensive On-Trend Colour Range

With a vast array of color options available, steel roofing allows you to unleash your creativity and tailor your home’s aesthetic to your personal style. At Senka Homes, we offer an extensive color palette that enables you to achieve a bespoke look, whether you prefer subtle tones to blend with your environment or bold colors that make a statement.

Water Management

Steel roofing excels in water runoff, minimising the risk of moisture absorption and water accumulation that can lead to corrosion and mildew. This feature makes steel an ideal choice for rainwater harvesting systems, allowing you to collect and utilise potable water efficiently. Effective water management helps maintain the integrity of your home while promoting sustainable practices.

 

Extensive On-Trend Colour Range

With a vast array of color options available, steel roofing allows you to unleash your creativity and tailor your home’s aesthetic to your personal style. We offer an extensive color palette that enables you to achieve a bespoke look, whether you prefer subtle tones to blend with your environment or bold colors that make a statement.

Lifetime Cost Saving

While the initial investment in steel roofing may be slightly higher than other materials, its long-term cost benefits are undeniable. The low-maintenance nature of steel means you won’t have to spend money on frequent repairs or replacements. Additionally, the energy efficiency of a steel roof can lead to substantial savings on utility bills over time, further enhancing its cost-effectiveness.

How do house and land packages work and what are the benefits?

House and land packages offer a simplified approach to building a new home, combining the purchase of land with the construction of your home into one seamless solution. This option is ideal for homebuyers seeking to streamline the process and avoid the hassle of managing two separate contracts.

At Senka Homes, we provide fixed-price packages with clear, upfront pricing, so you won’t encounter any unexpected costs. Whether you're a first home buyer or a seasoned investor, house and land packages provide significant savings and time efficiencies, making them a smart choice for building your dream home.

The Key Benefits of Choosing a Home and Land Package

The key advantages of choosing a house and land package
Opting for a house and land package streamlines the process of building your dream home, compared to buying a block of land separately and managing a construction loan. This option offers a more efficient and cost-effective way to save time and money.

At Senka Homes, we simplify this process with fixed-price packages and transparent pricing, helping you confidently plan your budget. This approach is ideal for a range of homebuyers, providing a stress-free way to save money while securing a new home.

Confidence In Transparent Pricing and a Streamlined Process

One of the biggest advantages of choosing a Senka Homes house and land package is the confidence of upfront pricing transparency. Buyers know exactly what they’ll be paying for both the land and home construction, eliminating any unexpected costs. This level of clarity is especially appealing to first home buyers or anyone working within a strict budget.

With a Senka Homes house and land package, most of the process is managed for you. Having a single point of contact to guide you through everything saves a significant amount of time. Even when it comes to signing the land contract, we assist in organising the appointment with the land developer so all you need to do is turn up and sign. For many, with work, family, and other commitments, this saved time is invaluable.

Exclusive Access to Premium Land Across Melbourne

Securing a vacant block of land can be highly competitive, but Senka Home’s long-term partnerships with leading developers provide buyers with access to exclusive land packages often unavailable to the general public. These relationships ensure that prime blocks are matched with suitable home designs, helping buyers secure real estate in Melbourne’s most desirable areas. This simplifies the land purchase process while enhancing both the value and lifestyle potential of the property.

We frequently offer campaigns with added value on land, giving our customers access to opportunities that wouldn’t typically be available when dealing directly with developers.

Advantages of Choosing a House and Land Package Over Buying an Established Home

When it comes to purchasing a home, terms like “fixer-upper,” “potential plus,” and “old-world charm” often highlight the compromises of buying an older property. In contrast, opting for a complete house and land package with Senka Homes means you receive a brand-new, 7-star energy-efficient home that adheres to the latest construction standards.

A common myth is that house and land packages offer inflexible designs. However, with Senka Homes, you have the freedom to select your ideal location, budget, home design, features, and finishes, allowing you to create a residence tailored to your vision. Additionally, many of these packages are situated in master-planned communities, which provide modern amenities essential for today’s family lifestyle. Enjoy the convenience of nearby schools, parks, medical centres, and shopping centres, all designed for ease and accessibility.

Stamp Duty Savings, Grants and Financial Opportunities

One of the key advantages of house and land packages is the potential for significant savings on stamp duty. Unlike purchasing an established home, where stamp duty is calculated on the full purchase price, with a house and land package, you only pay stamp duty on the land component. This can result in considerable savings, especially when combined with grants like the First Home Owner Grant (FHOG) and other government incentives. Senka Homes also leverages strong industry relationships to provide fixed-price packages that enhance cost savings for buyers.

The First Home Owner Grant presents an excellent opportunity for first home buyers, offering $10,000 for homes with a contract price under $750,000 for eligible recipients. Additionally, first home buyers may benefit from stamp duty exemptions or concessions, particularly in regional areas such as Geelong, Bacchus Marsh, and Beveridge.

Customisation Options and Flexibility

Senka Homes offers extensive customisation options within each house and land package, enabling buyers to tailor their home designs to meet their specific needs and preferences. Whether it’s adjusting the layout, selecting finishes, or adding premium upgrades, buyers have the flexibility to create a home that reflects their personal style and functional requirements.

Understanding the Purchase Process and Timeline

The process of purchasing a house and land package involves several important steps, starting with obtaining pre-approval for your construction loan. This type of loan differs from a standard mortgage as it is drawn down in stages during the home construction, helping you manage your finances more effectively. Collaborating with a mortgage broker can assist you in securing the best loan options, including any available stamp duty concessions while ensuring all additional costs are considered upfront.

Once your financing is secured, you’ll select your preferred land package and customise your home design. For many, buying land is a significant milestone, and Senka Homes ensures a transparent process by providing a single price that covers both land and construction costs, preventing any unexpected expenses. While aspects like landscaping or fencing may need separate arrangements, our team will guide you through these details, highlighting the benefits of various options.

Senka Homes is committed to delivering exceptional value by building homes with environmentally friendly materials that meet the highest sustainability standards, including a minimum 7-star energy rating.

Optimising Your Dream Home With Senka's House & Land Packages

Choosing a house and land package from Senka Homes not only simplifies the building process but also provides numerous benefits, from stamp duty savings to exclusive land access and the flexibility to customise your dream home.

For more information on Senka Home’s house and land packages, contact us directly to speak with one of our house and land experts.

Securing your dream home and how to overcome borrowing challenges

to show a young family getting into their first home

Navigating the financial landscape for building your dream home can be challenging, especially with current economic changes affecting borrowing power. Getting the right loan is crucial, and expert advice can help you make the most of your options.

At Senka Homes, our partnered finance specialists are well-versed in construction-specific loans and the latest government incentives and are here to guide you through these complexities and help you secure the financing you need.

Here’s how you can take advantage of current market conditions to get into a Senka home sooner:

Understanding Borrowing Power

Recently, many prospective homeowners have noticed a reduction in their borrowing power. A few years ago, getting a loan to cover the full cost of building your ideal home was relatively straightforward. Today, with rising interest rates and stricter lending criteria, many find their borrowing capacity has decreased, which can limit their choices.

This shift means you might need to reassess your plans and seek expert advice to maximise your loan eligibility.

Household Income and Capacity

Knowing your loan capacity is essential for determining what kind of home you can afford. Lenders usually ensure that your repayments do not exceed 30% of your gross income.

For instance, Senka’s entry-level house and land packages currently start around $600,000 to $650,000.

With a 5% deposit on a $650,000 purchase, you’d need a loan of approximately $617,500, translating to roughly $853 in weekly repayments. This typically requires a two-person household earning at least $70,000 each per year, assuming no children or debts, and eligibility for the First Home Guarantee scheme.”

Understanding these criteria and planning effectively can help you expand your home choices.

Affordable downsizing dream home options

Market Conditions and Timing

Despite the challenges, current market conditions offer unique opportunities for homebuyers. With interest rates expected to decrease and land prices currently low, now is an excellent time to act.

For a family or couple aiming for a $650,000 home, each 0.25% rate reduction could increase borrowing capacity by about $12,000 to $14,000, allowing for a slightly larger home.

By taking advantage of these conditions now, you can secure lower property prices and potentially benefit from future gains. Starting the process early could also align your initial repayments with anticipated lower rates, maximising your financial advantage.

The Benefit of Speacilised Loan Experts

Financing a new home involves unique challenges that general brokers might not fully address. From split contracts to staged payments and government incentives, having specialised expertise is crucial.

A specialist in construction and new home finance, guides you through every step, from navigating reduced stamp duty and qualifying for exemptions to leveraging the First Home Guarantee scheme and green home loans. Their expertise ensures you receive tailored advice to maximise your borrowing power.

Renting Vs Buying

When weighing renting against buying, cost is often a key factor. With rental prices soaring and vacancy rates at record lows, buying a home can offer financial and security benefits.

For example, renting a four-bedroom home in Clyde North might cost around $650 per week, while mortgage repayments on a similar new build in Senka’s Bewrick partner estates could be approximately $850 per month.

This comparison highlights the financial viability of homeownership over renting, along with the potential for long-term capital growth.

photo of house showing First home buyers in Australia can buy their first property with as little as a 5% deposit as long as they meet certain lender conditions.

Using Tax Breaks, Incentives and Green Loans to Your Advantage

Government and financial incentives can significantly enhance your borrowing capacity. Recent tax cuts, effective from 1 July 2024, provide an opportunity for couples to increase their financing potential. Additionally, green home loans, such as the Bank Australia Clean Energy home loan, offer competitive rates starting at 5.98% for 7-star energy-rated homes (6.42% comparison rate, and subject to lender criteria). These loans can be a valuable option for boosting your borrowing ability.

Moreover, government initiatives like the First Home Guarantee scheme further improve affordability by waiving lenders’ mortgage insurance (LMI) for eligible buyers. For example, on an $800,000 purchase with a 5% deposit, this waiver can save between $30,000 and $35,000. This saving shifts from your purchase costs to your loan capacity, effectively increasing your financing options. For more information on the 2024/25 financial year scheme

Disclaimer: The information provided is for general guidance only and may not reflect your personal circumstances. For specific advice, consult a financial advisor or mortgage specialist. Terms and conditions apply to all loans and incentives.

From blank slate to beautiful. A Guide to Landscaping

Landscaping

Landscaping plays a crucial role in shaping the first impression of a home. Everyone wants to feel a sense of pride and accomplishment in their home, and this sentiment drives developers to create appealing and cohesive streetscapes in new estates. Thoughtfully designed landscaping enhances curb appeal, creating an inviting atmosphere that complements the home and its surroundings.

When building a new home in a modern estate, you'll likely receive a set of design guidelines crafted to ensure your front garden aligns with the overall aesthetic and character of the neighborhood.

These guidelines typically address various aspects of your front garden, including:

  • Plant Types: Developers often specify which plants are acceptable for front gardens to ensure that vegetation complements the overall design and maintains a harmonious look throughout the estate. Approved plants are selected for their visual appeal, ease of maintenance, and suitability to the local climate. Native plants are preferred for their adaptability and minimal upkeep.

  • Fencing: The guidelines may include rules regarding the type and placement of fencing. Restrictions might cover the height or style of fences in the front garden to prevent visual clutter and maintain an open, welcoming streetscape. Fencing regulations ensure that barriers do not obstruct views or detract from the property’s overall appearance.

  • Balance of Hard versus Soft Landscaping: Developers provide guidance on the balance between hard landscaping elements (such as driveways, paths, and patio areas) and soft landscaping (like lawns, garden beds, and shrubs). This balance is essential for creating an aesthetically pleasing and functional garden that integrates seamlessly with the surrounding environment.

These regulations help maintain a cohesive appearance throughout the estate and protect your home’s value.

Our Senka Homes landscape design team shares their insights on common developer requiments:

  • Lawn: Artificial lawns are usually not permitted in front gardens. Developers prefer natural grass for its aesthetic appeal and environmental benefits, such as cooling the surrounding area and supporting local wildlife. Artificial lawns, while low maintenance, may not align with the natural look that developers aim to maintain.

  • Site Coverage: Developers may specify the ratio of hard surfaces (like decking and pavers) to soft landscaping (such as planting). This ensures a balanced integration of hardscape elements and green spaces, enhancing both the visual appeal and usability of the garden.

  • Canopy Trees: You might need to include one or two canopy trees in your front yard. Canopy trees provide shade, contribute to the aesthetics, and offer environmental benefits like improved air quality and reduced heat absorption. They also help create a more cohesive streetscape by adding vertical interest.

  • Concealed Services: Clotheslines, bin areas, and services like hot water and air-conditioning units should be hidden from view. Concealing these elements helps maintain a clean and visually appealing front garden.

  • Fencing: Restrictions on fencing are often placed on the front of your home and certain side boundaries, including corner blocks. These restrictions help maintain an open and inviting appearance for the community and ensure uniformity in the streetscape.

Steel Roof and Colorbond

Here are some key guidelines to keep in mind when designing your front garden:

Which plants do Melbourne developers generally approve of?

Native plants like Correa, Dianella, Lomandra, and Acacia are preferred due to their suitability for the local climate and low maintenance requirements. Developers often encourage a mix of ground covers, shrubs, and trees to create a sustainable and visually appealing garden.

Which plants are they less keen on?

Plants on government noxious weed lists, such as Agapanthus and Mirror Bush, are generally discouraged. These plants can spread rapidly and disrupt local ecosystems, leading developers to favor species that contribute positively to the environment.

Do these regulations apply to backyards too?

No, these guidelines typically apply only to front gardens visible from the street. Backyards are not subject to the same level of scrutiny, allowing for more personal expression and flexibility in design.

What about hardscaping?

Developers typically do not approve of letterboxes on poles, red-dyed mulch, or plain concrete for areas like driveways. Instead, they prefer integrated and visually cohesive hardscaping options that enhance the overall design and curb appeal of the property.

Any tips for success?

Opt for smaller-sized plants and invest in an irrigation system. Smaller plants are easier to integrate into your garden, and an efficient irrigation system helps maintain plant health and reduces water wastage, making garden upkeep simpler.

Site costs and what to factor in your budget when building a new home

photo of Build site costs explained

Building a new home is an exciting journey, but there’s one term you're likely to come across early on site costs. If you're thinking, "What exactly are site costs, and how much do I need to set aside for them?" you’re not alone.

At Senka Homes, we’re here to walk you through the ins and outs of site costs so you can move forward with confidence, knowing there won’t be any surprises along the way.​

Get your pen and paper ready because this is information that you need to know!

What exactly are site costs?

Site costs cover the work needed to prepare your land for construction, whether it’s a vacant block or a knockdown rebuild. Every block is unique, so site costs can vary. Here’s what you’ll want to keep in mind when assessing your land or planning a new build:

  • The soil type clay, sand, or something else?
  • What’s below the surface?
  • The land’s slope or gradient
  • Accessibility to the site
  • Utilities like gas and electricity
  • Existing structures that may need removal

Preparing the site for construction

Your entire building process begins with a carefully prepared site. From soil testing to managing water flow, proper site preparation is crucial to the success of your home.

At Senka Homes, we focus on industry-leading site preparation before we start building. We take care of the groundwork that others might overlook, as skipping essential steps can lead to costly problems down the road.

We won’t pour a slab, raise a frame, or drive in a single nail until we’re absolutely sure your site is fully ready for construction.

Here’s a breakdown of potential site costs you might encounter during your build. Keep in mind that every block of land is unique, so not all costs will apply to every project.

a photo of a Senka Homes First Home Buyers

Common site costs

When building a new home, there are a few unavoidable site works to factor into your budget. Below is an overview of the site costs you’re most likely to come across as your builder prepares the land for construction.

Site cut and fill

Site cutting involves leveling your block of land. While many developers handle this beforehand, your builder may still need to bring in excavators to move, add, or remove soil.

  • Cut: Removing soil from your block, resulting in ‘cut’ earth.
  • Fill: Adding soil to your block, resulting in ‘filled’ earth.

Ideally, the amount of soil cut equals the amount filled, balancing the earth across the site. However, if there’s excess or a shortage of soil, additional site costs arise to either truck it in or remove it.

After cutting or filling, the site is compacted compressing the soil with a heavyweight to ensure it’s solid and stable.

Rock excavation and removal

You can’t always predict what’s beneath the surface of your land. This can be especially challenging if you’re demolishing a home built on stumps or building in an area with volcanic soil.

At Senka Homes, we thoroughly assess your land before starting excavation. However, unexpected rock may still come up, leading to additional costs for removal.

It’s crucial to discuss your land with your new home advisor and have a contingency in your budget for any unforeseen rock excavation needs.

Site Costs with Senka homes

Water management

Proper drainage is essential to avoid future issues on your site. At Senka Homes, we use advanced CCTV technology to inspect all drains and stormwater systems, adhering to Australian Standards.

Before pouring your slab, we complete and check all underground plumbing to prevent damage from site traffic. We use CCTV to review each pipe and inspect every plumbing line thoroughly. No further work proceeds until this inspection is complete.

As your home approaches completion, we perform a final check to ensure no materials, tools, or equipment have compromised the plumbing pipes below the surface.

Surface drainage

In many new estates, a specialist stormwater engineer isn’t always needed, as builders or designers usually create a basic “concept drainage plan” outlining where drainage elements should be placed.

At Senka Homes, we go a step further. We have every site designed by a specialized stormwater consultant, ensuring a tailored drainage system from an accredited engineer. This extra care is just one of the ways we ensure a better build for you.

Retaining walls

You may have heard of retaining walls but aren’t quite sure what they do. If your block has a slope, whether behind, beside, or on it, retaining walls might be necessary to prevent soil from shifting towards your home or your neighbors.

It’s crucial to discuss the specifics of your block with your new home advisor to include the cost of retaining walls in your budget.

Slab engineering

Once your block is properly prepared, we pour the slab that will support your new home. Solid foundations are crucial for a successful build.

We ensure your concrete slab is perfectly level and meets all design specifications. Quality assurance inspections are carried out by both your site manager and an independent building surveyor, using advanced equipment. Additionally, we make sure the slab and surrounding site are thoroughly cleaned before proceeding to the next stage of construction.

Additional site works that may be required

  • Fixing screw piles to ensure the home is built on solid ground

  • Pouring extra concrete for sloping blocks

  • Installing temporary fencing to secure the site

  • Implementing sediment control measures

  • Conducting a BAL (Bushfire Attack Level) assessment

  • Removing trees as needed

  • Performing termite treatment

  • Securing cross-over permits and pouring the driveway

  • Obtaining access permits, especially if you’re on a narrow street

Quality assurance process

Our quality assurance construction managers oversee your new home at six key stages of the build to ensure everything stays on track and meets our high standards. If any issues arise, we address them promptly.

What to budget for site costs?

At Senka Homes, we strive to provide the most accurate estimate for site costs. However, due to the many variables involved, the final costs may vary based on what we uncover during the process.

If you’re considering building a new home and want to discuss site costs specific to your land, get in touch with us today. Our expert team is here to provide detailed information and help you plan your budget effectively.

So what is Hebel? Your questions answered

This photo shows a double storey facade by senka homes called Glen Oaks

Durable, easy to install, and energy-efficient—high-performance Hebel products are quickly replacing traditional brickwork. Here’s what you should know.

If you’re in the process of building, you’ve likely heard of Hebel. But what is it, and why is it gaining popularity among builders and architects?

Simply put, Hebel is an eco-friendly material that’s quick and easy to install, offering the flexibility to create a sleek, fully rendered exterior with minimal effort and cost. These are just a few of the reasons more and more professionals are opting for Hebel over traditional bricks and mortar.

At Senka Homes, we believe it’s one of the most innovative products available, which is why we give you the option to build with Hebel across all our homes.

 

Photo of hebel and different layers of it

What is Hebel?

Hebel is a high-performance Autoclaved Aerated Concrete (AAC) product available in both panel and block form. When you choose a Hebel home, your exterior walls, including the facade, sides, and rear, are built using durable, solid Hebel panels that are securely attached to your home’s frame.

What is Hebel made from?

Hebel products are crafted from a lightweight masonry material called Autoclaved Aerated Concrete (AAC). This innovative technology creates tiny, finely dispersed air pockets within the material. Made from a mix of sand, cement, lime, and gypsum, these elements are combined with water and an expansion agent to form a slurry. This slurry is then poured into moulds to produce lightweight Hebel blocks and panels.

What finish can I expect on a Hebel home?

The 75mm thick Hebel panels are completed with an acrylic coating system, which means your entire home gets a fully rendered finish. This allows you the flexibility to select a modern colour palette, knowing you can easily refresh it later. Whether you want to add personality, complement your surroundings, or highlight architectural features, all of these options are available when you build with Hebel external walls.

Where can I use it?

Hebel is an excellent choice for external walls. When attached to a timber frame, the system is incredibly sturdy, which is why we offer it as an option. However, Hebel cannot be combined with bricks, so you will need to choose either brick or Hebel for your home’s construction.

How does it compare with brick?

Each Hebel panel is reinforced with steel for extra strength and includes an anti-corrosion layer to ensure maximum durability. As solid as bricks and mortar, Hebel also provides the appearance of fully rendered solid masonry.

What makes Hebel so special?

Solid and strong

Hebel panels are high-performance building materials designed for strength and durability. Made from Autoclaved Aerated Concrete (AAC) and reinforced with steel that has an anti-corrosion layer, Hebel ensures maximum resilience for your home.

With steel reinforcements, Hebel allows lightweight items like clotheslines, hose reels, and external lights to be easily attached to your home. Find out how simple the installation process is here.

Design flexibility

Hebel cladding gives you the freedom to express your personal style with a wide range of striking facade options. The modern, fully rendered finish of a Hebel facade can be customised with hundreds of Dulux colour choices. At Senka Homes, we enhance our Hebel facades with features such as maintenance-free PermaTimber or weatherboard-look cladding, and offer the option to include beautiful tiles on porch piers to add even more visual appeal.

Home and land package offering in Melbourne for first home buyers.

Fast construction

Lightweight and easy to work with, Hebel allows for quicker construction without compromising quality. One Hebel panel is equivalent to 75 traditional bricks, so with an experienced installer, your new home could be up in as little as three days.

Thermal efficiency

Hebel panels are excellent insulators, helping to keep your home naturally cooler in summer and warmer in winter. This can contribute to lower heating and cooling costs.

Fire-resistant

Hebel products are non-combustible and fire-resistant, making them suitable for bushfire-prone areas. Tested by the CSIRO, they meet or exceed the requirements for all six Bushfire Attack Level (BAL) categories, offering you peace of mind.

Noise reduction

Hebel provides a quiet living environment. Using Hebel for exterior walls minimizes the transmission of outside noise, such as traffic and noisy neighbours, ensuring peace and quiet inside your home.

Environmentally friendly

Hebel is an eco-friendly building material, manufactured in Australia from readily available raw materials. The production process recycles waste, including the steam generated.

Quality guaranteed

CSR Hebel is Australia’s sole manufacturer of AAC. With over 30 years of experience in developing, testing, and producing AAC, you can trust that Hebel products and systems are of the highest quality.

Top tips for property investors at tax time

Lifestyle Senka Homes family photo

One of the most rewarding parts of being one of Melbournes top builders is seeing how many of our dedicated clients go on to build impressive property portfolios and create thriving businesses of their own.

If you’re taking the property investors path, it’s worth keeping a few things in mind as the financial year draws to a close especially when it comes to potential tax deductions you might be able to claim.

After all, who doesn’t love a good saving?

Leave it to the professionals

Starting out in property investment can feel overwhelming, especially around tax time when there’s so much to figure out. Our best advice? Don’t go it alone. Lean on experts who know the ins and outs. Ask around, do some online research, and read reviews to find a financial professional who’s the right fit for you. Trusting a skilled accountant can save you far more in the long run than trying to navigate the complexities of tax law on your own.

Keep your paperwork tidy

The more organised your records are, the easier it will be for your tax agent to help you. Track everything related to your investment property purchase details, repairs, maintenance, and rental income. It’s especially important to keep tabs on your rental earnings to see if your property is negatively geared. This means you’re spending more on mortgage and upkeep than you’re making in rent.

Make it a habit to file receipts and documents as you go. Ideally, keep everything scanned and stored digitally, so when EOFY rolls around, you’re not scrambling. The better your records, the more likely your tax professional will be able to claim every deduction you’re entitled to making tax time a lot smoother.

Property Investors

Stay on top of maintenance

If you own an investment property, keep an eye on what needs fixing or updating. Try to time these tasks around EOFY so you can present the expenses to your tax agent and check if they qualify for deductions.

But remember, this takes some planning. You’ll need time to find the right contractor, book them in, and budget for the costs. If you’re handy and plan to do the work yourself, keep track of all materials you purchase for potential deductions.

Be prepared for suprises

When you have tenants, unexpected repairs can pop up at any time. Whether it’s a late-night emergency or a sudden issue with the property, having a financial buffer can make all the difference. Set aside some savings for these rainy-day expenses, like that inevitable leak in the roof.

And yes, once again save your receipts. If you get audited, you’ll be glad you did. A well-prepared tax agent will need as much info as possible to help you claim everything you’re eligible for.

Don't forget business expenses

These days, many of us work from home, including property investors. Keep track of any business-related expenses for your home office. Whether it’s a new printer, laptop, or even partial utility bills, you might be able to claim some of these as deductions.

Your tax agent can guide you on what counts as a legitimate business expense, including any work-from-home purchases made during EOFY sales.

tax time tips

Selling your property?

If you’re thinking about selling an investment property, you might be in for a solid return, especially with house prices on the rise. But keep in mind that you’ll likely need to pay capital gains tax on the profit. If you’ve owned the property for more than a year, you might be eligible for a 50% discount on that tax, but it’s best to get professional advice to be sure.

As always, great financial advice from a registered tax expert is worth its weight in gold. In the world of property investment, staying compliant and playing by the rules is key to long-term success.

Disclaimer: The information provided is for general guidance only and may not reflect your personal circumstances. For specific advice, consult a financial advisor or mortgage specialist. Terms and conditions apply to all loans and incentives.

Knockdown and Rebuild: Senka Homes Step-by-Step Guide

A Knockdown and rebuild offer a unique opportunity to craft a brand-new home tailored to your preferences, all while remaining in the familiar surroundings of your beloved neighborhood. This approach often proves more cost-effective and less cumbersome than extensive renovations.

The thought of navigating a comprehensive demolition and construction process can deter many from pursuing a knockdown rebuild project. However, with the right expertise, this journey can be straightforward and efficient.

Senka Homes, with years of experience in Melbourne’s knockdown rebuild sector, ensures a seamless process thanks to our skilled team, who know precisely what to do and when.

Here's a detailed look at what you can expect when you undertake a knockdown rebuild project with Senka Homes:

• Site assessment

• Select your floorplan

• Secure finance

• Sign your contracts

• Choose your colours

• Get council approval

• Demolition

• Final engineering, planning and ordering

• Construction of your brand-new home

 

Knockdown and rebuild

1. Site assessment

Your journey begins with an initial meeting with one of our seasoned Knockdown Rebuild Specialists. Right from the start, they will be at your side, fully attuned to your specific needs and guiding you through every phase of the process.

At Senka, we are committed to maintaining transparency and consistency in our pricing for knockdown rebuild projects. After evaluating your project and determining that your requirements are both practical and feasible, we will provide a free site assessment—conducted by a certified Site Assessor—before any financial commitment is required from you. This ensures that you are fully informed about your budget from the outset.

During this complimentary assessment, we will examine various aspects such as site conditions, local planning and council regulations, utility connections, and any potential obstacles posed by adjacent properties.

Unlike many builders who may forego comprehensive early assessments to present attractively low initial estimates and secure a contract, we prioritize thorough due diligence to prevent any unforeseen expenses later, such as costs associated with tree removal or resolving utility issues.

Simply bring a copy of your land title, and our expert Knockdown Rebuild team will handle everything else, ensuring a smooth start to your project.

Knockdown rebuild projects in Melbourne by Senka Homes.

2. Select your floorplan

Now, let’s dive into the exciting part: choosing your floorplan and façade! Your dedicated Knockdown Rebuild Specialist will guide you through selecting the ideal design options that align with your property’s characteristics, your personal aspirations, and your unique style. They will also make sure that your choices adhere to all local council and planning regulations.

“It’s crucial not to get too attached to a floorplan until you are absolutely certain it can be executed. Often, with other builders, customers might pick the ‘perfect’ house for their lot, only to discover later that it doesn’t meet residential building or council regulations.

We consider everything, your personal preferences, your family’s current and future needs, as well as your budget and local regulations, before presenting a range of floorplans and design options. This ensures that the choices we offer not only match your vision but are also feasible and compliant with all necessary codes.

3. Secure Finance

Navigating the complexities of home financing can be a daunting task. Fortunately, our dedicated in-house finance team, Resolve Finance, is here to assist you. They are equipped to help you determine your borrowing capacity and secure the necessary financing, providing expert guidance throughout the entire application process.

Knockdown rebuild financing can be more intricate than standard loans, which is why it’s beneficial to work with specialists. For instance, many of our clients benefit from advice on bridging loans, which can be crucial for covering rent while your existing home is being demolished.

Thanks to Resolve’s direct communication line to your Knockdown Rebuild Specialist, you can expect seamless integration and coordination from the start. This ensures that the financial aspects of your project are managed smoothly, reducing stress and keeping you well-informed every step of the way.

4. Sign Your Contracts

After finalizing your choice of floor design and façade, the next step is to sign your Preliminary Works Contract (PWC) and make your initial deposit. This action authorizes our team to commence the necessary preliminary work required to prepare for demolition, including feature surveys, soil tests, and engineering designs.

This gathered information will be incorporated into your final Preliminary Works Contract, which will provide you with detailed insights into the costs associated with demolition, construction, and estimated earthworks. Once this contract is signed, you’ll move on to formally choosing your interior designs and paying the remainder of your five percent deposit. This stage sets everything in motion, ensuring that all aspects of your new home’s construction are clear and agreed upon before the actual building begins.

5. Choose your colours

No matter if you have a clear vision for your home’s interior or if selecting colors isn’t your forte, our experienced team is here to assist. We’ll help you navigate through a variety of color palettes and finishes to ensure the final look of your home reflects your personal style and complements its design.

6. Get Council Approval

Obtaining council or town planning approval is a crucial step for knockdown rebuild projects in many parts of Victoria. Our team is proficient in determining the specific permissions required for your suburb. We will handle the submission and management of all necessary applications through the relevant council authorities.

The duration for council approval can vary significantly, ranging from three to twelve months, depending on the specific regulations and complexity of your location.

It’s essential for your builder to have a thorough understanding of local council restrictions to ensure that your home plans are compliant and approved on the first submission, saving you valuable time, money, and stress.

At Senka Homes, we keep our customers well-informed throughout the approval process, with regular updates provided by our Customer Experience Coordinator to ensure you remain in the loop at every stage.

7. Demolition

Once your existing home is vacant, the next step is securing all necessary demolition permits. After these are in place, we will proceed to install a new power pit and cap off the sewer connection, preparing your site for the upcoming construction.

8. Final Engineering, Planning, and Ordering

With your site now cleared and prepared, your dedicated Knockdown Rebuild team will conduct the final soil tests and surveys, as well as obtain the necessary engineering and energy ratings. We’ll then finalize your site drawings and construction plans. Once a building permit is secured (coupled with your final finance approval), we’ll order the materials needed for your build. With all approvals and preparations complete, construction work on your site can officially begin.

9. Construction of Your Brand-New Home

We understand the importance of keeping you informed throughout the construction of your new home. From the moment the foundation slab is laid, we’ll provide you with regular updates. Our team is always available to answer any questions or arrange site visits for you.

Upon completion of construction, your Site Manager will guide you through a detailed walk-through of your new home. Once you’re completely satisfied, the final step is to make the last payment, collect your keys, and start enjoying your beautifully crafted dream home.

How to decide which is right for you, Knockdown Rebuild or Dual Occupancy?

You've found an ideal piece of land in a desirable suburb, but the existing house on it is outdated or dilapidated. Now, you're faced with a decision: should you demolish the old home and build your dream house, or should you consider a dual occupancy development to maximize the land's value?

This choice can be significant whether you’re an owner-occupier or a first-time investor. To help you decide, let’s explore the main differences between a knockdown rebuild and a dual occupancy project.

A knockdown rebuild entails demolishing the existing structure and constructing a new, modern single-family home in its place.

On the other hand, a dual occupancy build involves constructing two separate homes on the same plot of land, effectively doubling the potential value of the property.

What’s the difference between a knockdown rebuild and a dual occupancy build?

New Home Builders Melbourne

A knockdown rebuild entails demolishing the existing structure and constructing a new, modern single-family home in its place.

On the other hand, a dual occupancy build involves constructing two separate homes on the same plot of land, effectively doubling the potential value of the property.

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Why you should consider a knockdown rebuild

The advantages of a knockdown rebuild project are numerous, particularly when you consider the costs and convenience compared to buying an established property or undertaking major renovations.

Opting for a knockdown rebuild allows you to construct a completely new home in a familiar suburb, giving you access to the latest building materials and technologies, as well as a new home warranty. Additionally, the maintenance costs tend to be lower immediately following the handover.

“Our knockdown rebuild clients are usually families who are deeply invested in creating their forever home,” an expert explains. “They want to stay close to work, family, and schools, and they see this as an effective way to maximize the value of their land, especially in high-demand areas.”

Home builder in Melbourne offering new construction services.

Larger families who need ample space typically choose a knockdown rebuild over a dual occupancy, especially if the lot size is too narrow to accommodate two homes. Moreover, constructing a single dwelling through a knockdown rebuild is often quicker than developing a dual occupancy, with the entire process usually taking about 18 months from start to finish.

We offer a variety of plans to fit every family’s needs, and we’re flexible in making personalized adjustments to enhance the functionality of your space—whether that’s adding custom breakfast bars, servery windows, butler’s pantries, or modifying room locations,.

The financial benefits of this approach: Knockdown rebuilds can also be more cost-effective. At Senka Homes, we pride ourselves on our transparent pricing. Additionally, you’ll avoid stamp duty, mortgage setup costs, and other fees that come with purchasing an established home.”

Things to consider with a knockdown rebuild

Choosing a knockdown rebuild specialist is crucial to avoid unexpected costs and delays during your building project.

Even seemingly simple factors like protected trees or complex planning permissions can cause significant setbacks, extending your timeline by months. It’s essential to ensure your builder is well-versed in the nuances of knockdown rebuilds and the specific regulations of your area before finalizing any agreements.

There’s no point in selecting the ideal floorplan that fits your block if it’s not going to get council approval. A competent Site Assessor can identify potential issues early on, helping to circumvent unnecessary expenses, delays, or frustrations.

Knockdown and rebuild

It’s important to be cautious as some builders might initially underquote the costs of a knockdown rebuild project to secure a contract. Opting for a builder who handles most of the construction services in-house can help mitigate the risk of unforeseen expenses during the tender process.

At Senka Homes, we manage all custom joinery, electrical work, and heating/cooling systems internally. This approach is not only convenient, allowing for a high degree of personalization of your home, but it also helps in maintaining the budget and adhering to the projected timelines.

Considering that many opt for a knockdown rebuild to create their forever home, investing in premium upgrades can be worthwhile. Features like an expansive butler’s pantry, additional bathrooms, skylights, or bi-fold doors can significantly enhance the comfort and value of your home.

Ensure that your builder includes high-quality materials and works with reputable suppliers. This enables you to allocate your budget towards those premium features that truly matter to you.”

Why you should consider dual occupancy

Embarking on a dual occupancy build can offer double the potential benefits compared to constructing just one home—if executed properly.

Building two homes on a single block of land maximizes its value, an advantage that’s particularly significant in suburbs where property prices are robust and rentals are in demand.

Dual occupancy is especially suited for various types of homeowners including owner-occupiers who might live in one unit while renting the other, downsizers looking for a smaller residential footprint while generating income, and investors aiming to enhance rental yields by leasing both units. This strategy can also improve rental acquisition and retention by offering more leasing options.

Additionally, customizing each unit with different fixtures, fittings, and interior design styles can make the properties appealing to diverse segments of the rental market, increasing their attractiveness and functionality for different types of tenants.

New Home Builders Melbourne

Dual occupancy provides a financially viable option for customers who wish to own a home while working with a tighter budget, as it allows them to share the cost of land and rates with family or friends. Alternatively, living in one unit while renting out or selling the other can also be a beneficial strategy.

“About 75 percent of our clients are owner-occupiers who appreciate the savings and convenience that come with dual occupancy, whether it’s a duplex or townhouse build. This includes parents partnering with their children to afford the property more easily, siblings who wish to live close to each other, and multi-generational families looking to keep elderly parents nearby yet independent.”

Andrew adds, The flexibility of a dual occupancy build means each party can tailor their home’s interior to their personal taste, you don’t have to match the style of your relatives! This allows for individual expression while still benefiting from the economic and logistical advantages of shared property ownership.

Things to consider with a dual occupancy build

It’s crucial to understand that managing double the dwellings can also lead to double the complications, especially with an inexperienced builder.

The timeline for completing a dual occupancy project can range from 18 to 24 months, largely influenced by council restrictions and other regulatory considerations. This extended timeframe is an important factor for those working with tight construction deadlines to keep in mind. Choosing a seasoned builder who has specific experience with dual occupancy projects can help mitigate potential delays and complications, ensuring a smoother process from start to finish.

Dual occupancy builds require careful navigation of local zoning and building codes, making it essential to choose a builder with specific expertise in these areas.

Some councils may have reservations about densifying a neighborhood with additional houses, how the design of the homes aligns with the local aesthetic, or the practicality of having two driveways on a single lot. Your builder must be proactive in addressing these issues early in the planning stage, making necessary adjustments before submitting any council applications that might be rejected.

The feasibility of a dual occupancy build also depends on the specific characteristics of the land, such as its slope, size, and orientation.

Investors need to carefully assess the potential rental yields in their area to determine if a dual occupancy build is financially viable. Consider the size of the homes and the quality of internal finishes to maximize land value and rental income without overcapitalizing. Fortunately, with Senka Home’s high standard of inclusions, investors rarely need to spend extra on upgrades. This approach helps balance investment costs with the expected returns, ensuring the project remains profitable.